If you don’t take care of yourself, who will?  The little pleasures in life are what help us get through the daily grind.  Unfortunately, our vices can also be ruining our budget.

Don’t fret, there are smart ways to pamper yourself and feed your habits without breaking the bank.  Take a look at 5 ways you can indulge without feeling guilty.


Do you love to be pampered? If you enjoy having your feet rubbed or your nails painted, you aren’t alone.  Unfortunately the costs of getting pampered regularly add up.  Try locating local beauty colleges or massage schools where aestheticians and hairdressers in training are available to doll you up at hugely discounted rates.


It is undeniable that retail therapy can do wonders for the psyche.  It can also wreak havoc on your budget.  Thanks to the internet, you can shop smarter and in return save money by stacking coupons or searching for free shipping coupon codes.  The next time you need a specific item, research retail locations that carry it. Check sites such as Amazon for the lowest prices or search eBay for gently used items for sale at deeply discounted rates.  It is easy to shop smarter if you take the time to do your research.


What is more relaxing than lounging with your favorite book or magazine? Research has shown reading can stimulate your brain and reduce the risk of developing Alzheimer’s and dementia. It can also reduce stress and is one of many great ways to set the mood for the whole day.

Visit your local library and access to thousands of books for free entertainment.  Many libraries also have their books available in digital format for your Kindle or iPad or you can search online for places that allow you to download books for free. You can also borrow from friends, and vice versa. This also gives you a topic of discussion later on.

If your guilty pleasure is reading celebrity magazines (who doesn’t love to see the latest worst-dressed list or read about celebrities’ big wins and losses?), download the free online version of the magazine (or buy heavily discounted older ones at your local library).

Playing Games

Escaping life for a while by playing online games is a great way to recharge those mental batteries. Studies have shown that playing games online improves mental cognition. The study goes on to show that playing games has shown improvement visual abilities like spatial awareness and decision making.  Online poker and blackjack are great games to keep you thinking while so giving you an opportunity to make some extra cash.

Yummy Treats

Nothing can set the soul on fire more than a decadent dessert or steamy handmade latte.  Food is one of the greatest pleasures in life.  Is your daily Starbucks stop killing your budget, though? This doesn’t mean you need to give up on your inner foodie.  It just means you need to be smarter with how and where you spend your money.  Sign up for your favorite restaurant’s apps and memberships. Make sure you are getting credit every time you head to your favorite places. Watch for coupons and specials. Be a savvy foodie and you will be able to save money and eat your cake too!

Saving money doesn’t have to mean skimping on your self-care. Find ways to enjoy your favorite things, smarter.

How do you splurge without breaking the bank?