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When it comes to auto accidents, there are a lot of myths about what must take place after the crash. Knowing these myths will help you make better decisions, especially if you have been involved in an accident. These myths include the following:
The Police Determines the At-Fault Party
The police are expected to show up when a car accident happens. However, they are there to write up an accident report, not determine who is at fault. The police report can be used later if you decide to go to court; however, it is a judge or the insurance company that determines liability.
You Can Admit Fault
After a car accident, you may admit fault willingly or unintentionally while you try to work accident details with the other driver. However, this is a big mistake you can make. If the accident is a minor one, make sure to exchange insurance information without admitting fault. If it is a bigger accident, contact an Albuquerque Car Accident Lawyer while still not admitting fault.
Rely on the Insurance Company for Handling your Claim
While you must work with an insurance adjuster to get the damages settled after your car insurance, this does not mean it will cover everything. Also, this doesn’t mean the insurance company has your best interest in mind. You must review the offers of your insurance company and try not to speak with the other driver’s insurance company without legal representation. Keep in mind that insurance companies are notoriously stubbing in terms of paying insurance claims. The insurance companies will work hard to reduce your claim or not pay you everything you deserve. Your attorney knows how to deal with insurance companies and determine how much your case is worth. Never trust the insurance company as they only work to save money for their business.
